染雾保险常用英文词汇 篇一
Insurance Commonly Used English Vocabulary
In the world of insurance, there are various terminologies and vocabulary that are commonly used. Whether you are an insurance professional or someone looking to understand insurance policies better, having knowledge of these terms can be beneficial. In this article, we will explore some commonly used English vocabulary in the field of insurance.
1. Premium: The amount of money paid by the policyholder to the insurance company in exchange for insurance coverage.
2. Policy: A written contract between the insured and the insurance company that outlines the terms and conditions of the insurance coverage.
3. Deductible: The amount of money that the insured is responsible for paying before the insurance company starts covering the expenses.
4. Claim: A request made by the insured to the insurance company for compensation or coverage for a loss or damage covered by the insurance policy.
5. Coverage: The protection provided by the insurance policy against specific risks or perils.
6. Insured: The person or entity that is covered by the insurance policy.
7. Insurer: The insurance company that provides coverage and assumes the risk in exchange for premiums.
8. Underwriter: The person or department within the insurance company responsible for assessing risks and determining the terms and conditions of the insurance policy.
9. Exclusion: Specific risks or perils that are not covered by the insurance policy.
10. Liability: Legal responsibility for one's actions or omissions that result in injury or damage to others.
11. Indemnity: Compensation or reimbursement provided by the insurance company to the insured for a covered loss or damage.
12. Renewal: The process of extending or continuing an insurance policy beyond its original term.
13. Endorsement: A written document that modifies or adds coverage to the insurance policy.
14. Insurable interest: A financial or other interest in the property or person being insured, which would be negatively affected by a loss or damage.
15. Actuary: A professional who uses statistical models and data analysis to assess and calculate risks for insurance companies.
Understanding these commonly used English vocabulary in the insurance industry can help individuals navigate insurance policies and communicate effectively with insurance professionals. Whether you are purchasing a new policy, filing a claim, or reviewing your coverage, having knowledge of these terms will contribute to a better understanding of insurance concepts and processes.
保险常用英文词汇 篇二
Insurance Commonly Used English Vocabulary
The insurance industry is filled with a wide range of vocabulary and terminologies that can be confusing for those who are not familiar with the field. In this article, we will explore some commonly used English vocabulary in the insurance industry to help individuals better understand insurance policies and processes.
1. Underwriting: The process by which an insurance company assesses the risks associated with insuring a particular individual or entity and determines the terms and conditions of the insurance policy.
2. Premium: The amount of money paid by the policyholder to the insurance company in exchange for insurance coverage.
3. Policyholder: The person or entity that owns the insurance policy and is entitled to the benefits and coverage provided by the policy.
4. Insured: The person or property covered by the insurance policy.
5. Deductible: The amount of money that the insured is responsible for paying before the insurance company starts covering the expenses.
6. Claim: A request made by the insured to the insurance company for compensation or coverage for a loss or damage covered by the insurance policy.
7. Coverage: The protection provided by the insurance policy against specific risks or perils.
8. Exclusion: Specific risks or perils that are not covered by the insurance policy.
9. Liability: Legal responsibility for one's actions or omissions that result in injury or damage to others.
10. Indemnity: Compensation or reimbursement provided by the insurance company to the insured for a covered loss or damage.
11. Renewal: The process of extending or continuing an insurance policy beyond its original term.
12. Endorsement: A written document that modifies or adds coverage to the insurance policy.
13. Insurable interest: A financial or other interest in the property or person being insured, which would be negatively affected by a loss or damage.
14. Actuary: A professional who uses statistical models and data analysis to assess and calculate risks for insurance companies.
15. Loss adjuster: A professional appointed by the insurance company to assess and determine the value of a loss or damage covered by the insurance policy.
By understanding these commonly used English vocabulary in the insurance industry, individuals can better navigate insurance policies, communicate effectively with insurance professionals, and make informed decisions regarding their insurance coverage. Whether you are purchasing a new policy, filing a claim, or reviewing your coverage, having knowledge of these terms will contribute to a better understanding of insurance concepts and processes.
保险常用英文词汇 篇三
导语：保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。下面是YJBYS小编收集整理的有关保险的英语词汇，欢迎参考!
insurance company 保险公司
insurance policy 保险单
insurance premium 保险费
insured, assured 被保险人
insurer, underwriter 保险人;保险商
indemnity 赔款
indemnity 损害赔偿
all-risks policy一切险保单
assignment clause 转让条款
average adjuster 海损理算人
abandonment clause 委付条款
act of god 不可抗力
actuary 保险精算师
average clause 共同海损分担条款
average 海损、海损分摊
branch of insurance 保险类别
cargo damage survey 货损检验
cargo insurance 货物保险
certificate of insurance 保险证明书
claim 索赔
claim assessor 索赔人
claim 索赔
compulsory insurance 强制保险
coverage 保险总额
damage certificate 损坏证明书
damage claim 损坏索赔
damage 损坏赔偿金
deposit premium 预付保险费
endorsement 签注
endowment policy 人寿定期保险单
expiration of policy 保险单满期
faa ( free of all average) 全损赔偿
fire insurance 火险
fpa ( free of particular average) 单独海损不赔
free of average 全损赔偿
general average 共同海损
general policy condition 保险单一般规定
in-full premium 全部保险费
initial premium 初期保险费
insurance broker 保险经纪人
jettison 投弃
knock-for-knock agreement 互撞免赔协议
liability insurance 责任保险
life assured 人寿保险投保人
life fund 人寿保险基金
life insurance 人寿保险
loading 人寿保险附加费
loss adjuster 损失理算人
loss ratio 赔付率
marine insurance 海损保险
maritime transportation insurance 海洋运输保险
mortality tables 死亡率表(用于计算保险风险)
motor insurance 汽车保险
mutual insurance company 互助保险公司
natural calamities 自然灾害
natural losses 自然损耗
no-claims bonus 无索偿奖金
notice of loss 损害通知书
null and void 宣告无效
obligation of compensation for loss 赔偿的义务
particular average 单独海损
policy-holder 保险客户
reinsurance 再保险;转保
renewal premium 续保费
renewal 续保;延期
salvage value 残值;获救货物或船舶的价值
sum insured 保险金额
survey 查勘
termination of risk 保险责任终止
third party insurance 第三方保险
time hull insurance 船舶定期保险
time limit for filing claim
time policy 定期保险单
to renew 续保
u/w (underwriter) 承保人
unvalued policy 不定值保单
